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Our programs

Coverage is the start. These fill in the rest.

Beyond traditional insurance, we bring a curated portfolio of health-benefit and wellbeing programs — affordable everyday care, mental-health support, and real human guidance for the moments benefits alone can’t solve.

A person receiving supportive care

Care that shows up

Affordable everyday care and real mental-health support — the benefits people actually use.

Health365

Employer groups · 10–100 lives

Group health, three ways.

Platinum, Gold, and Silver plan tiers with in- and out-of-network coverage — ACA preventive care at no cost and predictable out-of-pocket maximums.

  • Platinum / Gold / Silver plan tiers
  • $0 ACA preventive care
  • In- and out-of-network coverage
  • Predictable out-of-pocket maximums
Ideal Health

Individual & group · non-insurance benefits

Affordable health benefits, starting at $173.

Direct primary care, $0 virtual visits, low-cost pharmacy, mental-health support, and $0-copay labs — three tiers from primary care to full coverage.

  • Unlimited $10 doctor visits & $0 virtual care
  • Low-cost pharmacy — 37 meds at $0
  • $0-copay QuestSelect™ labs
  • Mental health + the Zenn AI companion
Oaceus Health

Individual & group · non-insurance benefits

Everyday care, made affordable.

Unlimited primary and virtual care, chronic-disease management, low-cost pharmacy, and behavioral-health support — the essentials, without the insurance price tag.

  • Unlimited primary & virtual care
  • Chronic-disease management
  • Behavioral-health support
  • Discount pharmacy & labs
Balance For Life

Employers & schools · wellbeing

24/7 mental-health & life support.

Confidential counseling, coaching, and the ZENN clinical AI companion — plus legal, financial, and family resources, available any hour in dozens of languages.

  • 24/7 confidential counseling
  • The ZENN clinical AI companion
  • Coaching, legal & financial resources
  • iConnectYou app · 15+ languages
LifeGuides

Employers · human support

A guide for life's hard moments.

One-on-one peer support that pairs people with trained guides for caregiving, grief, new parenthood, and the everyday challenges benefits alone can't solve.

  • One-on-one trained peer guides
  • Caregiving, grief & new-parent support
  • Everyday challenges, real humans
  • A benefit employees actually use
/A note on our programs

Several of these are non-insurance health benefits, not major medical insurance. We’ll always be clear about what each program is, what it covers, and where it fits alongside traditional coverage.

Which program fits your people?

Tell us about your team or family and we’ll match you to the right combination — and price it out, free.