01
Listen
We start with your situation — not a sales script.
One solution does not fit all. We listen to your people, your budget, and your goals with integrity and understanding before we recommend anything.
Employer benefits · Individual · Medicare
Benefits made simple, for the people who count on them.
Benefits Horizon helps employers and families choose the right medical, dental, life, and Medicare coverage — backed by 70+ years of combined experience and a licensed advisor who actually picks up the phone.
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- Years combined experience
Licensed advisors who have seen it all.
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- Advisors in your corner
A real person on your account — not a call center.
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- Complimentary to you
Our guidance costs you nothing.
Independent — working with the carriers you know
01/03Who we help
Full-service, whatever bright future you’re planning for.
Employers, individuals, families, and the Medicare-eligible — one advisory, every stage of life. We’re independent, so the advice answers to you.
Every stage of life
From a growing family's first plan to Medicare at 65 — one advisor, all the way through.
02/03How we work
Listen. Educate. Empower. Deliver.
It’s the same promise the firm was built on: guide people through the confusing parts of benefits with honesty — and stay with them long after the paperwork is signed.
Meet the advisors02
Educate
We make the confusing parts clear.
Insurance can be overwhelming. We explain your options and the latest plan changes in plain language, so every decision is an informed one.
03
Empower
We give you the best options and the tools to choose.
We're independent, so our recommendations answer to you — not a single carrier. You get the strongest options and the guidance to pick with confidence.
04
Deliver
We stay with you for the life of the policy.
Enrollment is the beginning, not the end. We deliver personalized service throughout the year — claims, questions, renewals, and life changes.
Our purpose
To simplify, educate, and deliver purposeful benefits — for every stage of life.
One solution doesn’t fit all. We’re contracted with the most reputable carriers in the region, and our guidance is complimentary to you. That’s the whole idea behind the lighthouse: someone watching the horizon, so you don’t have to navigate it alone.
03/03Our programs
A portfolio built to fill the gaps insurance leaves behind.
Beyond traditional coverage, we bring a curated set of health-benefit and wellbeing programs — affordable care, mental-health support, and real human guidance.
Group health, three ways.
Platinum, Gold, and Silver plan tiers with in- and out-of-network coverage — ACA preventive care at no cost and predictable out-of-pocket maximums.
Employer groups · 10–100 lives
Affordable health benefits, starting at $173.
Direct primary care, $0 virtual visits, low-cost pharmacy, mental-health support, and $0-copay labs — three tiers from primary care to full coverage.
Individual & group · non-insurance benefits
Everyday care, made affordable.
Unlimited primary and virtual care, chronic-disease management, low-cost pharmacy, and behavioral-health support — the essentials, without the insurance price tag.
Individual & group · non-insurance benefits
24/7 mental-health & life support.
Confidential counseling, coaching, and the ZENN clinical AI companion — plus legal, financial, and family resources, available any hour in dozens of languages.
Employers & schools · wellbeing
A guide for life's hard moments.
One-on-one peer support that pairs people with trained guides for caregiving, grief, new parenthood, and the everyday challenges benefits alone can't solve.
Employers · human support
Let’s find the right coverage together.
A free quote, a real advisor, and no pressure. Tell us what you need — we’ll do the navigating.